According to Joanne Doroshow, Executive Director of the Center for Justice & Democracy and AIR co-founder, “These findings undermine one of the central claims of interest groups who seek to blame the legal system for doctors’ insurance woes. In fact, the study shows that the causes of and solutions to this crisis lie not with the legal system (i.e., “tort reform”) but with reforming regulation of the insurance industry, which has been unfairly charging doctors excessive rates to make up for their own investment losses.”